Employees Provident Fund (EPF) (KWSP) as review 58 or/until 60

The Employees Provident Fund (EPF) (KWSP)suggests that the government should review private sector retirement age to be raised between 58 and 60 years due to several factors including lack of retirement savings and cost of living higher.

Chief executive officer Tan Sri Azlan Zainol said he hopes the government will consider and review the current retirement age of 55 years in the announcement of the upcoming budget.


"I hope it is extended at least at the age of 58 years if not 60 years. In fact, we also hoped that the private sector minimum wage is also included in the budget to be announced later, "he told reporters after delivering a keynote address at the conference of Private Pension and Health Care Malaysia 2011 in Kuala Lumpur, yesterday.

In his keynote address, Azlan said there were two issues to be dealt with Malaysia in implementing an efficient pension system, those who quickly retired and low savings.


"On the lack of retirement savings, concerns about issues relating to double, and look to the actual distribution of funds, 73 percent of contributors have less than RM50, 000 while only 17 per cent kept a RM100, 000 at the time of their retirement," he said.


He said it was exacerbated by the fact most members spend their retirement money too quickly. Meanwhile, Azlan also said the old-age medical expenses are expected to increase significantly in the coming year based on forecasts of the United Nations (UN).

He said health spending in Malaysia increased from RM9.8 billion in 2007 to RM12.2 billion last year and the Federal government health expenditures are expected to total RM13.2 billion.


"This was moving together with the demographics of an aging nation, health care costs higher," he said.

Pneumococcal disease :attack adults and children.

Pneumococcal disease is an infection caused by streptococcus pneumoniae bacteria, also known as pneumococcus. It can attack many parts of the body, including brain, lung and ear and cause serious disease in adults and children.

Contagious disease that spreads through droplets that are released into the air by sneezing, coughing or close contact with an infected person. It is more prevalent among children aged below five years in Malaysia.
According to the World Health Organization (WHO), one million children die each year from pneumococcal disease worldwide. Studies of pneumococcal disease in Malaysia showed that pneumonia is the most common clinical occurrence of morbidity rates but the highest cause of death for infants and small children.

Who is at risk?
In general, anyone can be infected with this disease. Among these groups include:
* Children aged 2 to 24 months, especially those with medical problems such as chronic lung disease (excluding asthma), heart, kidney or liver.
* Adults aged 65 years and above.
* People who have cancer or HIV infection weakens the immune system.
* Those who experienced failure of nodes, for example after removal of lymph nodes in thalassemia or following trauma.
Danger pneumococcal
Pneumococcal infections can be devastating. In general, there are two types of invasive pneumococcal disease that is disease and non-invasive.
Invasive disease is more serious and cause disease in major organs or blood, including:
Pneumococcal Pneumonia
Invasive pneumococcal disease most commonly begins with a fever and can be followed by chills, cough, shortness of breath, rapid breathing, chest pain and fatigue.
Bacteraemia (blood infection)
* A serious complication that occurs when bacteria spread and infect the blood.
* If left untreated, it can affect the function of major organs that cause kidney failure and heart and cause septic shock. Septic shock result in loss of function or failure of various organs and can be life threatening.
Do not underestimate the disease because it is the highest cause of death among children.
Meningitis (inflammation of layers
meninges of the brain and spinal cord)
* A very serious situation when the meninges called the men-jeez-in' inflamed.
* Children who are infected show symptoms such as severe headache, vomiting, high fever, stiff neck, be sensitive to light, confusion and drowsiness.
* If not treated, complications such as seizures, increased drowsiness and coma.
* Meningitis recorded one of the highest mortality rates, with most cases involving children below one year old.
Both bacteraemia and meningitis is a disease that can cause death within hours. Infants and small children face a higher risk of contracting this disease because they have low levels of antibodies.
In contrast, non-invasive disease occurs outside the major organs and blood. These include:
Otitis media (middle ear infection)
* The infection usually occurs in conjunction with upper respiratory tract infections such as influenza.
* Children may experience ear pain, difficulty sleeping, difficulty hearing or responding to noise, loss of balance, headache, fever and fluid or pus oozing out of ears.
* Otitis media often result in serious complications such as hearing problems, delayed speech development and spread of infection to adjacent tissues such as brain.
Sinusitis (sinus infection)
* Pneumococcus can cause inflammation of the sinuses and nasal cavity. A person may experience headache, facial pressure, pressure, pain, fever, nasal discharge is yellow and green, stuffy nose, sore throat or cough.
Prevention
Practice good hygiene habits at home and in child care centers to help curb the spread of this disease. Train your child to clean their hands thoroughly when your hands dirty is a good practice as well as to avoid sharing cups, spoons and forks. Child-care centers also need to ensure that children who are unwell not to attend the care center because children are more likely to be infected as a result of increased exposure to bacteria.
While pneumococcal disease can be treated with antibiotics, it may be too late, and most cases of invasive pneumococcal disease can be fatal in fact be prevented by vaccination.
Vaccination is highly recommended to prevent invasive pneumococcal disease among children, particularly children below two years old.

There are two types of vaccines against pneumococcal disease and vaccine conjugation of polysaccharide vaccine. Vaccination is the main way in preventing many diseases, and thus prevent disease, disability and death are not necessary.
Parents may worry about the side effects that may arise as a result of vaccination, which is usually minor and minor in principle. Vaccination is still the best guard against the disease has the potential to kill or cause deformities of millions of children and adults for the rest of his life.
You have the option to prevent death and serious complications; increase the power of pneumococcal today!

Film Lion King Walt Disney 3D:box-office chart -U.S. $ 22.1 million

LOS ANGELES - Film Lion King Walt Disney 3D issues occupied the box-office chart for the second consecutive week with sales estimated at U.S. $ 22.1 million (RM70.33 million).

Estimates made ​​by the studio collection is on Sunday.

The film, starring movie actors address entitled Brad Pitt Moneyball Sony Pictures issued a collection of U.S. $ 20.6 million (RM65.65 million).

Being in third place was Warner Bros. feature film of that title with a collection of Dolphin Tale of U.S. $ 20.3 million (RM64.60 million).

 

Dolphin Tale starring Harry Connick Jr.., Ashley Judd and Morgan Freeman. Abduction films ranked fourth with sales amounting to U.S. $ 11.2 million (RM35.64 million) while the Killer Elite is ranked fifth with sales of $ 9.5 million (RM30.23 million).

 

Being in sixth place was the film that received proceeds Contagion of U.S. $ 8.6 million (RM27.37 million) while the drive was ranked seventh with sales of $ 5.8 million (RM18.45 million). - AP

Tata Nano : show their abilities?????

NEW DELHI - Indian car manufacturer, Tata Motors made ​​yesterday ordered an investigation after a cheesy yet compact car, Tata Nano world cheapest car labeled a sudden fire.

Heralded in 2008 as a starter car transport revolution in India, the Nano car sales decline due to concerns over the safety of the vehicle, the problem of production and a slowdown in economic growth.

"A fire Nano car here yesterday. We have sent an engineer to conduct an investigation team. We need time to investigate the case," said a spokesman for Tata Motors, Debasis Ray.

He said the car manufacturer will contact the car owners involved.

 

Earlier, local daily The Times of India reported that the brothers had managed to escape after the car suddenly caught fire involved.

Last year, Tata Motors had to offer increased security features Nano free after several cars on fire in various incidents, but the firm argued that the car did not have a problem.

The basic model sells for Nano car as cheap as U.S. $ 2,500 (RM7, 956). - AFP

tips: health and beauty for women 30's

1. control diet.
2.drink plenty of waterHempz Herbal Moisturizer, 17-Fluid Ounce (500 ml) (Package may vary)St. Ives Timeless Skin Collagen Elastin Facial Moisturizer, 10 Ounce
3.use suitable moisturizer
4.try avoid sunlight.
5.always exercise(minimum 3 times a week)
6.take like vitamin supplement
7.avoid thick makeup
8.positive, cheerful and always with your loved ones

remembered 9/11 fake or true

many conspiration's theory awake after 9/11 tragedy..i  cannot be explained well.but i know many people can judge it by themselves.today i brought to you again the video that show the 9/11 'phenomenon'

Russian jet crash kills 43, including international hockey stars

The plane apparently struggled to gain altitude and then hit a signal tower before breaking apart along the Volga River near Yaroslavl, 150 miles northeast of Moscow. One of the blue-and-white plane's charred engines poked through the surface of the shallow water.
"This is the darkest day in the history of our sport," said Rene Fasel, president of the International Ice Hockey Federation. "This is not only a Russian tragedy -- the Lokomotiv roster included players and coaches from 10 nations."
One player -- identified as Russian Alexander Galimov -- and one unidentified crew member were hospitalized in "very grave" condition, said Alexander Degyatryov, chief doctor at Yaroslavl's Solovyov Hospital.
Among the dead were Lokomotiv coach and NHL veteran Brad McCrimmon, a Canadian; assistant coach Alexander Karpovtsev, one of the first Russians to have his name etched on the Stanley Cup as a member of the New York Rangers; and Pavol Demitra, who played for the St. Louis Blues and the Vancouver Canucks and was the Slovakian national team captain.
Other standouts killed were Czech players Josef Vasicek, Karel Rachunek and Jan Marek, Swedish goalie Stefan Liv, Latvian defenseman Karlis Skrastins and defenseman Ruslan Salei of Belarus.
Russian NHL star Alex Ovechkin reflected the anguish that resonated through the sport of hockey when he tweeted: "I'm in shock!!!!!R.I.P."
"Though it occurred thousands of miles away from our home arenas, this tragedy represents a catastrophic loss to the hockey world -- including the NHL family, which lost so many fathers, sons, teammates and friends," NHL Commissioner Gary Bettman said in a statement.
The NHL already has been mourning three unexpected deaths of players in recent months, including a suicide and an accidental drug overdose.
The cause of the crash was not immediately apparent, but Russian news agencies cited local officials as saying it may have been due to technical problems. The plane was built in 1993 and belonged to a small Moscow-based company, Yak Service.
In recent years, Russia and the other former Soviet republics have had some of the world's worst air traffic safety records. Experts blame the age of the aircraft, weak government controls, poor pilot training and a cost-cutting mentality.

Divers worked feverishly to recover bodies in a search operation that lasted well into the night. They struggled to heft the bodies of large, strong athletes in stretchers up the muddy, steep riverbank.
Swarms of police and rescue crews rushed to Tunoshna, a ramshackle village with small wooden houses and a blue-domed church on the banks of the Volga 10 miles east of Yaroslavl.
Resident Irina Prakhova was walking to the village pump for a bucket of water when she saw the plane going down and then heard a loud bang.
"It was wobbling in flight, it was clear that something was wrong," said Prakhova. "I saw them pulling bodies to the shore, some still in their seats with seatbelts on."
More than 2,000 mourning fans wearing jerseys and scarves and waving team flags gathered in the evening outside Lokomotiv's arena in Yaroslavl to mourn. Most carried flowers. Riot police stood guard as fans sang to honor the dead athletes.
Yaroslavl Gov. Sergei Vakhrukov promised the crowd that the Lokomotiv team would be rebuilt, prompting anger from some fans at a perceived lack of respect for the dead.
The Kontinental Hockey League has 24 professional teams across Russia, Belarus, Latvia, Kazakhstan and Slovakia that draws players from the NHL and European leagues. Lokomotiv is a leading force in Russian hockey and came third in the KHL last year. It was also a three-time Russian League champion in 1997, 2002 and 2003.
"We will do our best to ensure that hockey in Yaroslavl does not die, and that it continues to live for the people that were on that plane," said Russian Ice Hockey Federation President Vladislav Tretiak.
McCrimmon, who took over as coach in May, was most recently an assistant coach with the Detroit Red Wings, and played for years in the NHL for Boston, Philadelphia, Detroit, Calgary, Hartford and Phoenix.
Detroit coach Mike Babcock said McCrimmon "wanted to be a head coach, so he went to Russia to do it."
A game Wednesday between Salavat Yulaev and Atlant in the central Russian city of Ufa was called off in mid-match after news of the crash was announced. Russian TV showed an empty arena in Ufa as grief-stricken fans abandoned the stadium.
Russia was hoping to showcase Yaroslavl as a modern and vibrant city this week at an international forum attended by heads of state, including Russian President Dmitry Medvedev, so the crash came as a particularly bitter blow. The forum is being held in the hockey stadium.
Many in the Czech Republic also took the news hard.
"Jan Marek, Karel Rachunek, and Josef Vasicek contributed greatly to the best successes of our ice hockey in the recent years, first of all to the golden medals at the world championships in 2005 and 2010," said Tomas Kral, the president of the Czech ice hockey association. "The were excellent players, but also great friends and personalities. That's how we will remember them."
In the western Slovak city of Trencin, where Demitra started his career and where he played during the 2004-05 NHL lockout, hundreds of fans gathered outside an arena Wednesday night to light candles in his memory.
Medvedev has announced plans to take aging Soviet-built planes out of service starting next year. The short- and medium-range Yak-42 has been in service since 1980 and about 100 are still being used by Russian carriers.
In past plane crashes involving sports teams, 75 Marshall University football players, coaches, fans and airplane crew died in West Virginia on Nov. 14, 1970, while returning from a game. Thirty-six of the dead were players.
Thirty members of a Uruguayan rugby club were killed in a crash in the Andes in 1972.
The entire 18-member U.S. figure skating team died in a crash on their way to the 1961 world championships in Brussels, and 18 members of the Torino soccer team died near Turin, Italy, in a 1949 crash.
In 1980, 14 members of the U.S. amateur boxing team were killed in a crash in Warsaw, Poland.
A plane crash in 1950 near the Russian city of Sverdlovsk, now called Yekaterinburg, killed 13 players and officials in the Soviet air force's ice hockey squad. A Munich air crash in 1958 cost eight Manchester United players their lives.

iPad for 'Feasting' Media

The first scenario was to use iPad use the gadget as a media glutton. That is, using the IPAD as a main tool to enjoy a variety of existing content.

This function is the most logical for the iPad, given the screen size is quite a relief (compared to the iPhone) and the picture quality and sound are fairly clear.

In addition to video and music, media consumption can be made ​​to the content internet. Leading newspapers and magazines, especially those from the U.S., as if competing to bring an application for the iPad.

Applications NYT Editor's Choice of the New York Times to 'digital magazine' of Time are among the most unsightly. A common approach is to: bring the style sheets of paper in digital form.

Apple iBooks also have set up (currently only available in the U.S.) to bring the content of books in the iPad. This makes the iPad often than the Kindle, the e-book reader from Amazon. Oh yes, Amazon Kindle is also present applications for the iPad.


IPad applications that can help teachers manage their time and record the ideas of learning plan are: -
1. Bento: The application makes it easier for teachers to monitor learning plans, appointments and notes about the students.
2. Mobile mouse: It can change your iPad a remote control for use in the classroom.
3. Dropbox: Allows related records stored on computer education and coordinated storage space on the Internet. Files stored can then be accessed from school or from your home computer.
4. Quick Voice Recorder: Record in the classroom learning activities and analysis of the details for inspection purposes to improve the quality of learning.
5. Idea Boards: Do not let the ideas that arise spontaneously disappear. Record the ideas and make a draft to regulate the class. You can also put a reminder in the notes that have been stored.
6. World Atlas HD: free applications offered by the National Geographic will allow you to use the map for reference. This map can be associated with elements of the student is not easy to attract a bit tired during the learning session.

7. BBC News: Use the latest news resources as a source material for the provision of teaching materials related to current events, history and much more.
8. The skeletal System Pro: biology teacher or lecturer can take advantage of the medical course of this application to facilitate students' understanding of the skeletal system, muscular, digestive and other anatomy.
9. GoSkyWatch Planetarium: astronomy application is the best teaching aids for subjects related to astronomy. It can be used when the observed star to further enhance the understanding of the students.
10. Cram: Educators can use this application to provide quizzes and tests for students. Teachers can also access the quiz and test savings bank online to facilitate the assessment of the level of understanding of a subject being taught.